What's the key to future financial success?

According to most financial planning experts, saving money. And the earlier you start, the better. Not only can you save now for short-term goals such as purchasing a car or other big-ticket items you'd like to have, but you can also save for college and more long-range goals.

Building good credit is important to planning and managing your finances because a positive credit history will enable you to expand your buying power.

For example, in the near future you may wish to borrow money.

In today's marketplace, a credit card can seem a necessity as well as a convenience.

Some transactions such as shopping online or renting a car require one.

In basic terms, personal financial planning is deciding how to use your financial resources to reach specific goals.

Common goals for students in high school, for example, include purchasing a car, computer or stereo system...

Congratulations! You just got your first paycheck!

But what are all these deductions?